expatinthephilippines.com » – insurance http://www.expatinthephilippines.com a Dutch expat decided to spend the rest of his life in the Philippines Wed, 08 Feb 2012 08:37:55 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 medical insurance is a must http://www.expatinthephilippines.com/medical-insurance-is-a-must/ http://www.expatinthephilippines.com/medical-insurance-is-a-must/#comments Thu, 03 Sep 2009 14:00:37 +0000 Jan http://expatinthephilippines.com/?p=839

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  • September 4, 2009, Tom writes: By US standards P120000 for major medical is quite cheap however if you don't have it to pay that is another issue. It is too late for him to purchase insurance for this problem since he is already ill. One possibility he might consider is returning to Canada for his care. Then return when he is better and then purchase insurance. I don't know if that is an option for him at this point. I listed a few insurance companys on my site as well. I have insurance to cover my major medical but when I move I might look into additional insuranceas a back up. I hope he is able to resolve his problem. he is in a very serious position.
  • September 4, 2009, Jan writes: Thanks Tom, for your comment. Yes, I suggested him to return to Canada, but he has also French citizenship. He prefers to go to France. Let's hope he will find a solution.
  • September 5, 2009, Tom writes: The important thing is go somewhere and go now before it is too late. If he gets too sick to travel he will be in big trouble. I was just reading about an Australian injured in India. To return home by air ambulance $250,000. If he gets well enough to travel on a stretcher on a regular airliner $75,000. If your friend needs serious medical care I strongly advise him not to tarry. Get on the first plane home he can.
  • September 12, 2009, Nick writes: I'm a Filipino now working in the US. Quick question, it hurts whenever I read something with the Philippines and 'third world country/ies' in one sentence.
  • September 13, 2009, Ramon Ravelo writes: Hi Jan, I was hoping you had blogs about retiring in the Philippines and Medicare. My wife and I plan to retire and live in the Philppines but this is our main cincern. Does anyone have a direct knowledge about portability of Medicare? We have SCAN as our provider but if needed we can switch. Oh, we are US citizens. Ramon
  • September 15, 2009, Jan writes: Nick, Nice of you to visit my website. I am also not happy with the term 3rd world country. But the term is still used for a lot of coutries. Check wikipedia. I used the term so my many international readers understand better.
  • September 15, 2009, Jan writes: Hi Ramon, I only can give general information about medical insurab=nces in the Philippines. This is because every person has different needs and wants to have different coverages. You better ask your present medicare company about transfering to the PI and what their terms and conditions are. If necessary you can always ask for qoutations at the companies I am mentioning on my site.
  • September 18, 2009, matt writes: Big problem is the cost of insurance. For me personally im getting quotes for around £1500 a year (over P100,000) im 35 and in good health. So personally I will just bank P100,000 for a medical fund and earn interest on the savings and hopefully never have to break into it.
  • September 18, 2009, Jan writes: Matt, Good of you to save for eventualities. Aside from that my wife and I have PhiliHealth. Covers some of the expenses and cost only 100 pesos a month for the two of us.
  • November 29, 2010, Randy W. writes: Jan I think Philihealth covers up to 50% of expenses, which is alot better than nothing at all.
  • November 30, 2010, Jan writes: completely agree with you, and the costs of this is very low: just 100 pesos a month covers the whole family.
  • March 6, 2011, Hopeful writes: Hi, check Blue Cross Insurance Inc. a local provider who may be able to help you. Their trunkline is 899-8001. website: http://www.bluecross.com.ph/
  • May 31, 2011, Wilfried writes: I think Jan, as long that you are healthy its no problem to get a assurance. But when you already have a disease (lets say cancer) No assurance will take you. And mostly the contracts with a medical assurance company are for one year, I heard story’s about bluecross when you going to cost to much thy kick you out there medical assurance after one year.
  • June 1, 2011, Jan writes: Wilfried, I am not sure about this, but it is very possible. If other readers have experience with this, I hope they will let us know....

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  • February 15, 2010, Don writes: Has anyone tried the Alldaychemist for perscriptions? You can find the site at the alldaychemist.com Why I ask is because I was thinking of using them when I move to Davao. There fees seem to be very cheap. Apprieciate any info with this. Thanks Don R.
  • February 15, 2010, Jan writes: Don, I checked the alldaychemist.com website and it seems to me that their prices are OK, compared to Philippine drugstores. I do not know how strict the Philippine customs are. Maybe worth giving it a try?
  • February 22, 2010, nico writes: beste Jan ik ben helemaal te gek blij met je webside ik wil in september 2010 in davao mijn vriendin gaan ontmoeten ,en ik wil er dan z.s.m ook gaan wonen ,wat ik op jouw side allemaal leer is gigantish ,maar weet je ook hoe ik met wat hollanders of belgen die daar wonen(davao) in contact kan komen? gewoon op het net voor simpele info zoals taxi goedkoop huurhuis enz ??of gewoon chatten. het word voor mij wel de eerste keer in phili maar ik heb wel 3jaar lang 3 maanden in japan gezeten en dan zit je goed daar heb ik gehoord . maar goed ik blijf voorlopig wel je hele side doornemen,ik kom overigens uit krimpen aan den ijsel ,(rotterdam)
  • February 22, 2010, Jan writes: Nico, Thanks for visiting my site. I am replying in English, because that is the language used on this website (international). I do not know much about Davao, but I have a little information about it: There's a Dutch restaurant there named "de bonte koe". The owner probably is Dutch. Address: J.Rizalstr. Habana Compound. Davao City, Phil. Phone: 082 222 7585 Directions: Apo View Hotel Left around the block. 50 mtr. Crossing right into F. INIGO Str. next Crossing left ino Rizalstr. After 50 Mtr lefthand site you see (Across of Metro bank) the entrance to Habana Compound. Enter, in the back ( neon Sign with a cow). I also know an American in Davao who will be willing to give you information about hotels, car rentals etc. His website: www.americanindavao.com, you can tell him that i have send you to him.
  • April 29, 2010, Sandy L. writes: I just want to comment that I've had a very good experience with All Day Chemist from here in the States. I get most my medications from ADC at a fraction of what it would cost here. It takes about 12 days to arrive. Postage is $25, so I usually load up medications I take daily. I've never had a customs problem and you can track your shipment online. I've read that ADC will re-shipped for free when there is a customs problem. BTW, even though ADC asks you to fax a prescription, the truth is that you don't need to. BTW, many of the medications they sell are manufactured in India, and you are told so in the product prescription. I've never had a quality problem. My wife and I are planning to move to Calatrava (Negros Occ.) when I retire in eight years. I'm hoping that All Day Chemist will still be in business then (it'll lose a lot of customers when Obamacare goes into effect) and that shipping and Philippines customs won't be a problem. Unfortunately I won't be able to take advantage of Medicare while living in the Philippines. On the other hand, the cost of medical care where we will live is about the same as Medicare copays. And from what I've seen online, PhilHealth may pay someting like 50% of surgical procedures.
  • May 27, 2010, Nereida Dredge writes: Open dialog is paramount when dealing with all forms of illness.I am hoping to see more money going into research and governments doing their part. All my respect goes to those suffering, be it you personally or a loved one. My hope is for quick medical advancement quickly to help all those in need.

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