expatinthephilippines.com » expenses http://www.expatinthephilippines.com a Dutch expat decided to spend the rest of his life in the Philippines Wed, 08 Feb 2012 08:37:55 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 medical expenses in the Philippines http://www.expatinthephilippines.com/medical-expenses-in-the-philippines/ http://www.expatinthephilippines.com/medical-expenses-in-the-philippines/#comments Wed, 06 Oct 2010 12:19:54 +0000 Jan http://expatinthephilippines.com/?p=2270

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  • October 9, 2010, David B Katague writes: Informative article on hospital procedures in the Philippines. You will need cash indeed even if you have medical insurance from US, before you could be treated, if you get sick in the Philippines. It is an archaic way of medical billing, but if you are in Rome, you must do what the Romans are doing. Have a Good day, Jan!
  • October 10, 2010, Jan writes: Hi David, Thanks for your visit and comment. Yes, even if you have insurance from USA or Europe, you need to pay the bill first. Good that I was able to pay with credit card. Almost all hospitals accept them these days. So there's no need to bring lots of cash.
  • October 11, 2010, Mark writes: The quality of health care in the Philippines is questionable, at best... I have been advised many times, that if you have something more than the common cold, then get to a hospital in Manila as quickly as possible... I was in Cebu last year and got an insect bite on my ankle... It became swollen & infected in 2 days... I went to a private hospital in Cebu and was treated & prescribed antibiotics by the resident surgeon on duty... After 3 more days, the infection was worse, with red streaks running up my leg and I could not walk on it... By this time I was in Subic, where I went to a local country Doctor who cleaned out the wound and checked the prescription I was given in Cebu... He told me I had been given antibiotics for a lung infection... WTF!!! I did get better, but thought I was going to lose the leg there for a while...
  • October 11, 2010, Jan writes: Mark, Thanks for visiting my website. What can I say. You had a very bad experience here. Those things also happen in USA or Europe. The only thing there is that such doctor can easily be brought to court for it. Here in the Philippines it is not that easy. For that reason it might be wise to ask a second opinion in case of daubt or if you have the impression that they are fooling you. Hope your legg has completely healed by now....
  • October 16, 2010, Maryette writes: Hi Jan, I agree getting medical treatments here in the Philippines is still very circuitous. We have good doctors and equipments but the process of availment is still archaic. I'm sure concerned hospitals are implementing updates on the system.
  • October 16, 2010, Jan writes: Hi Maryette, I hope that they will put computers in a network on every station in every hospital and get rid of all the paperwork. On this way it will be streaming the right way.
  • February 8, 2011, Michael writes: Hi Jan I live in Australia and have an uncle in the Philippines who has prostate cancer. Since he is very poor I like to cover his medical cover costs however would only deal directly with the hosiptal (as he cannot be trusted with the money). Is there a way I can help him without getting taken advantage off? is there a pathway or can you suggest contacts I can talk to in order for him to get well? All help is appreciated Michael
  • February 8, 2011, Jan writes: Michael, You ask me a difficult question. If you do not have an other relative / friend who can be trusted in handling your money, maybe you should go to the Philippines yourself. Maybe there are other expats living nearby who are willing to assist you? I do not have other answers, sorry.
  • February 10, 2011, Rose writes: Relative of mine was admitted to ICU at a private hospital. The family in the US was asked to wire $100,000 pesos as a deposit directly to the bank. Is this safe?

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Comments

  • September 4, 2009, Tom writes: By US standards P120000 for major medical is quite cheap however if you don't have it to pay that is another issue. It is too late for him to purchase insurance for this problem since he is already ill. One possibility he might consider is returning to Canada for his care. Then return when he is better and then purchase insurance. I don't know if that is an option for him at this point. I listed a few insurance companys on my site as well. I have insurance to cover my major medical but when I move I might look into additional insuranceas a back up. I hope he is able to resolve his problem. he is in a very serious position.
  • September 4, 2009, Jan writes: Thanks Tom, for your comment. Yes, I suggested him to return to Canada, but he has also French citizenship. He prefers to go to France. Let's hope he will find a solution.
  • September 5, 2009, Tom writes: The important thing is go somewhere and go now before it is too late. If he gets too sick to travel he will be in big trouble. I was just reading about an Australian injured in India. To return home by air ambulance $250,000. If he gets well enough to travel on a stretcher on a regular airliner $75,000. If your friend needs serious medical care I strongly advise him not to tarry. Get on the first plane home he can.
  • September 12, 2009, Nick writes: I'm a Filipino now working in the US. Quick question, it hurts whenever I read something with the Philippines and 'third world country/ies' in one sentence.
  • September 13, 2009, Ramon Ravelo writes: Hi Jan, I was hoping you had blogs about retiring in the Philippines and Medicare. My wife and I plan to retire and live in the Philppines but this is our main cincern. Does anyone have a direct knowledge about portability of Medicare? We have SCAN as our provider but if needed we can switch. Oh, we are US citizens. Ramon
  • September 15, 2009, Jan writes: Nick, Nice of you to visit my website. I am also not happy with the term 3rd world country. But the term is still used for a lot of coutries. Check wikipedia. I used the term so my many international readers understand better.
  • September 15, 2009, Jan writes: Hi Ramon, I only can give general information about medical insurab=nces in the Philippines. This is because every person has different needs and wants to have different coverages. You better ask your present medicare company about transfering to the PI and what their terms and conditions are. If necessary you can always ask for qoutations at the companies I am mentioning on my site.
  • September 18, 2009, matt writes: Big problem is the cost of insurance. For me personally im getting quotes for around £1500 a year (over P100,000) im 35 and in good health. So personally I will just bank P100,000 for a medical fund and earn interest on the savings and hopefully never have to break into it.
  • September 18, 2009, Jan writes: Matt, Good of you to save for eventualities. Aside from that my wife and I have PhiliHealth. Covers some of the expenses and cost only 100 pesos a month for the two of us.
  • November 29, 2010, Randy W. writes: Jan I think Philihealth covers up to 50% of expenses, which is alot better than nothing at all.
  • November 30, 2010, Jan writes: completely agree with you, and the costs of this is very low: just 100 pesos a month covers the whole family.
  • March 6, 2011, Hopeful writes: Hi, check Blue Cross Insurance Inc. a local provider who may be able to help you. Their trunkline is 899-8001. website: http://www.bluecross.com.ph/
  • May 31, 2011, Wilfried writes: I think Jan, as long that you are healthy its no problem to get a assurance. But when you already have a disease (lets say cancer) No assurance will take you. And mostly the contracts with a medical assurance company are for one year, I heard story’s about bluecross when you going to cost to much thy kick you out there medical assurance after one year.
  • June 1, 2011, Jan writes: Wilfried, I am not sure about this, but it is very possible. If other readers have experience with this, I hope they will let us know....

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